Code of Corporate Governance For GOCCs

43.1. ON INSTITUTIONAL MATTERS:

a. For Chartered GOCCs, the latest version of its Charter and Implementing Rules. HDMF Law of 2009 Implementing Rules and Regulations of Republic Act No. 9679

b. 2021 Government Corporate Information Sheet (GCIS) as mandated by the GCG in its Memorandum Circular No. 2012-01

c. ISO Certificate (In compliance to Government Quality Management System Standards (GQMSS)) Member Registration Process Short-Term Loans (STL) and Provident Benefits Claim including Policy Development Housing Loan

43.2. ON THE BOARD AND OFFICERS:

a. Complete listing of Trustees and Officers with attached resume, and their membership in Board Committees; Board of Trustees Senior Management Board Committees Board Audit Committee Charter Members Trustee Gregorio A. Montenegro – Chairperson Trustee Mylah R. Roque – Vice-Chairperson Trustee Ma. Lorelei C. Fajardo – Member Department of Budget and Management (DBM) Representative – Member Department of Finance (DOF) Representative – Member Board Investment Committee Charter Members Trustee Ma. Lorelei C. Fajardo – Chairperson Trustee Cornelio P. Aldon – Vice-Chairperson Trustee Anthony Cesar P. Arellano – Member Department of Finance (DOF) Representative – Member Department of Trade and Industry (DTI) Representative – Member Board Risk and Capital Committee Charter Members Trustee Anthony Cesar P. Arellano – Chairperson Trustee Gregorio A. Montenegro – Vice-Chairperson Department of Finance (DOF) Representative – Member Department of Budget and Management (DBM) Representative – Member Department of Labor and Employment (DOLE) Representative – Member Board Governance Committee Charter Members Trustee Mylah R. Roque – Chairperson CEO Marilene C. Acosta– Vice-Chairperson Trustee Cornelio P. Aldon – Member Department of Labor and Employment (DOLE) Representative – Member Department of Trade and Industry (DTI) Representative – Member

b. Complete compensation package of all the board members and officers, including travel, representation, transportation and any other form of expenses or allowances;

c. Information on Board Committees and their activities; and

d.Attendance record of Directors in Board and Committee meetings. 2022 2021 2020 2019 2018 2017

43.3. ON FINANCIAL AND OPERATIONAL MATTERS:

a. Their latest annual Audited Financial and Performance Report within thirty (30) days from receipt of such Report; 2021 Financial Statements Audited Financial Statement as of December 2021 (with posting clearance from COA, June 30,2022 uploaded July 4,2022)

b. Audited Financial Statements in the immediate past four (4) years; 2020 Financial Statements Audited as of December 2020 (With posting clearance from COA 6 August 2021, uploaded 7 August 2021) 2019 Financial Statements Audited as of December 2019 (With posting clearance from COA 8 September 2020, uploaded 9 September 2020) 2018 Financial Statements Audited as of December 2018 (With posting clearance from COA 11 June 2019, uploaded 13 June 2019) 2017 Financial Statements Audited as of December 2017 (With posting clearance from COA 13 July 2018, uploaded 16 July 2018) 2016 Financial Statements Audited as of December 2016 (With posting clearance from COA 3 July 2017, uploaded 03 July 2017) 2015 Financial Statements Audited as of December 2015 (Received from COA 18 July 2016, uploaded 19 July 2016) 2014 Financial Statements Audited as of December 2014 (Received from COA 07 Oct 2015, uploaded 15 Oct 2015) 2013 Financial Statements Audited As of December 2013 2012 Financial Statements Audited As of December 2012

c. Quarterly Financial Statements, Annual Reports and Trial Balance; Quarterly Financial Statements Year 2022 Unaudited as of December 2022 As of September 2022 As of June 2022 As of March 2022 (Adjusted) As of March 2022 Year 2021 Audited Financial Statement as of December 2021 (with posting clearance from COA, June 30,2022 uploaded July 4,2022) Unaudited as of December 2021 As of September 2021 As of June 2021 As of March 2021 (Adjusted) As of March 2021 Year 2020 2020 Accomplishment Report Audited Financial Statement as of December 2020 (with posting clearance from COA, 6 August 2021, uploaded 7 August 2021) As of September 2020 As of June 2020 As of March 2020 Year 2019 Audited as of December 2019 As of September 2019 As of June 2019 As of March 2019 Year 2018 Audited as of December 2018 As of September 2018 As of June 2018 As of March 2018 Year 2017 As of December 2017 As of September 2017 As of June 2017 As of March 2017 Year 2016 As of September 2016 As of June 2016 As of March 2016 Year 2015 As of September 2015 As of June 2015 As of March 2015 Year 2014 As of September 2014 As of June 2014 As of March 2014 Year 2013 As of September 2013 As of June 2013 As of March 2013 Year 2012 As of September 2012 As of June 2012 As of March 2012 Annual Reports 2022 Annual Report 2021 Annual Report 2020 Annual Report 2019 Annual Report 2018 Annual Report 2017 Annual Report 2016 Annual Report 2015 Annual Report 2014 Accomplishment Report 2013 Accomplishment Report 2011 - 2012 Accomplishment Report 2010 - 2013 Mid-Term Report 2009 Annual Report Trial Balance Year 2022 Unaudited as of December 2022 As of September 2022 As of June 2022 As of March 2022 (Adjusted) As of March 2022 Year 2021 Audited as of December 2021 Unaudited as of December 2021 As of September 2021 As of June 2021 As of March 2021 (Adjusted) As of March 2021 Year 2020 As of December 2020 As of September 2020 As of June 2020 As of March 2020 Year 2019 As of December 2019 As of September 2019 As of June 2019 As of March 2019 Year 2018 As of December 2018 As of September 2018 As of June 2018 As of March 2018 Year 2017 As of December 2017 As of September 2017 As of June 2017 As of March 2017 Year 2016 As of December 2016 As of September 2016 As of June 2016 As of March 2016 Year 2015 As of December 2015 As of September 2015 As of August 2015 As of July 2015 As of June 2015 As of May 2015 As of April 2015 As of March 2015 As of February 2015 As of January 2015 Year 2014 As of December 2014 As of October 2014 As of September 2014 As of August 2014 As of July 2014 As of June 2014 As of May 2014 As of April 2014 As of March 2014 As of February 2014 As of January 2014 Year 2013 Year 2012 Year 2011 Year 2010

d. Current Corporate Operating Budget (COB); Approved Corporate Operating Budget for 2022 Approved Corporate Operating Budget for 2021 Approved Corporate Operating Budget for 2020 Approved Corporate Operating Budget for 2019 Approved Corporate Operating Budget for 2018 Approved Corporate Operating Budget for 2017 Approved Corporate Operating Budget for 2016 Approved Corporate Operating Budget for 2015 Approved Corporate Operating Budget for 2014

e. Local and foreign borrowings;

f. Government subsidies and net lending;

g. All borrowings guaranteed by the Government;

h. Any material risk factors and measures taken to manage such risks; and

i. Performance Evaluation System (PES) 2022 3rd Quarter 2022 HDMF PES Form 4 2nd Quarter 2022 HDMF PES Form 4 1st Quarter 2022 HDMF PES Form 4 2021 Validation Result of 2021 Performance Scorecard For the Year 2021 HDMF PES Form 3 4th Quarter 2021 HDMF PES Form 4 3rd Quarter 2021 HDMF PES Form 4 2nd Quarter 2021 HDMF PES Form 4 1st Quarter 2021 HDMF PES Form 4 2020 Validation Result of 2020 Performance Scorecard 4th Quarter 2020 HDMF PES Form 4 3rd Quarter 2020 HDMF PES Form 4 2nd Quarter 2020 HDMF PES Form 4 1st Quarter 2020 HDMF PES Form 4 2019 Validation Result of 2019 Performance Scorecard 4th Quarter 2019 HDMF PES Form 4 3rd Quarter 2019 HDMF PES Form 4 2nd Quarter 2019 HDMF PES Form 4 1st Quarter 2019 HDMF PES Form 4 2018 Revalidation Result of 2018 Performance Scorecard 4th Quarter 2018 HDMF PES Form 4 3rd Quarter 2018 HDMF PES Form 4 2nd Quarter 2018 HDMF PES Form 4 1st Quarter 2018 HDMF PES Form 4 2017 Validation Result of 2017 Performance Scorecard 4th Quarter 2017 PES Form 3 Validation Result of 2016 Performance Scorecard Validation Result of 2015 Performance Scorecard Validation Result of 2014 Performance Scorecard Validation Result of 2013 Performance Scorecard

43.4. ON GOVERNANCE MATTERS:

a. Charter Statement/Mission-Vision Statements;

b. Performance Scorecard and Strategy Map (contained in Performance Agreement) 2023 Performance Scorecard and Strategy Map 2022 Performance Scorecard and Strategy Map 2021 Performance Scorecard and Strategy Map 2020 Performance Scorecard and Strategy Map (Recalibrated) 2019 Performance Scorecard and Strategy Map 2018 Performance Scorecard and Strategy Map 2017 Performance Scorecard and Strategy Map 2016 Performance Agreement and 2015 Renegotiation 2015 Strategy Map 2014 Performance Agreement 2013 Performance Agreement

c. Organizational Chart;

d. Manual of Corporate Governance

e. CSR Statement BUILDing a brighter future

f. Performance Scorecard/ Balanced Scorecard 2023 Performance Scorecard 2022 Performance Scorecard 2021 Performance Scorecard 2020 Performance Scorecard (Recalibrated) 2019 Performance Scorecard 2018 Performance Scorecard 2017 Performance Scorecard 2016 Performance Scorecard 2015 Performance Scorecard 2014 Performance Scorecard 2013 Performance Scorecard

g. Code of Ethics

43.5. PAG-IBIG FUND'S BOARD-APPROVED NO GIFT POLICY:

a. No Gift Policy

AGENCY SYSTEM OF RANKING DELIVERY UNITS AND INDIVIDUALS,

a. Pag-IBIG Fund SPMS

b. Guidelines in the grant of Performance-Based Bonus (PBB) Year 2021 Implementing Guidelines on the Ranking and Distribution of the Performance-Based Bonus(PBB) Year 2020 Implementing Guidelines on the Ranking and Distribution of the Performance-Based Bonus(PBB) Year 2019 Implementing Guidelines on the Ranking and Distribution of the Performance-Based Bonus(PBB) Year 2018 Implementing Guidelines on the Ranking and Distribution of the Performance-Based Bonus(PBB) Year 2017 Implementing Guidelines on the Ranking and Distribution of the Performance-Based Bonus(PBB) Year 2016 Corporate Performance Incentive (CPI) Organizational Unit Performance Incentive (OUPI) Individual Performance Incentive (IPI)